Built By Community, Growing With Purpose
Since 1998, Soyosoyo SACCO has grown from a medical support cooperative into a trusted financial partner for members across the Kenyan Coast.
Our Mission
To equip members with practical, affordable financing for healthcare, education, agriculture, and everyday growth goals.
Our Vision
To be a leading community SACCO that advances inclusive prosperity through discipline, trust, and innovation.
Core Values
- Empowerment
- Integrity
- Community
- Accessibility
- Growth
Leadership
Judith Malombo Mramba
Chairperson
Jeremiah Kalama Lewa
Vice-Chairperson
Sidi Saro Ngowa
Secretary
Thomas Thoya Kitsao
Treasurer
Featured Product
Education Loan
Support tuition, books, and related school costs with a clear repayment plan tailored to family needs.
Explore All ProductsYour Journey With Soyosoyo
Membership is a path from first enquiry to long-term financial partnership — not a one-off form. Each step below has a dedicated page so you always know what comes next.
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Discover who we are
Learn our history, leadership, and how we serve Kilifi, Mombasa, and Kwale. Read About and explore loan products before you commit.
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Join as a member
Self-register online, pay KSh 200 (or KSh 300 if referred) via KCB STK Push, and receive SMS access to the member app. Start on Join Us.
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Save and build your stake
Contribute regularly through the Member Portal. Consistent savings strengthen your borrowing power and dividend eligibility.
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Borrow with confidence
After six months of active membership and minimum savings, apply for loans aligned to your goals. Use Tools to model repayments before you apply.
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Grow with the SACCO
Track performance on this page, estimate dividends in Tools, and — for members — explore commission roles on Jobs.
Financial Highlights
Live performance metrics from our latest verified records.
Growth Since January
Total Members
Loans Disbursed
Loan Types Distribution (%)
Contributions
Profit
Return on Assets
Liquidity Ratio
5-Year Growth Projections
Smart forecasting based on our current performance trajectory
Member Activities
See what our members are up to.
Soyosoyo SACCO latest financial status (members, loans, profit, ROA - updated daily): Full snapshot (JSON) • Text summaries & insights (JSON)