Self-Registration In Four Phases
One online form, one payment, one activated account — no duplicate paper or email applications.
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Submit your details
Complete the self-registration form with accurate personal information. Referral is optional: tick I was referred by an existing member only if someone invited you, then search and select their name.
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Pay the registration fee
Approve the KCB STK Push on your phone: KSh 200 standard, or KSh 300 when referred. Prefer manual M-Pesa? Go to Lipa na M-Pesa → Paybill: 522533, Account 8091352#48291 (as shown on the phone).
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Activation
We verify payment and activate your membership profile — usually within a short processing window.
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Start saving
Follow the SMS link to the member app and Member Portal. Regular contributions unlock loan eligibility after six months.