Member Portal

New here? See the full pathway on Home → Your Journey. Not ready yet? Tools let you model loans before you join.

Soyosoyo SACCO Mobile App

Self-Registration In Four Phases

One online form, one payment, one activated account — no duplicate paper or email applications.

  1. Submit your details

    Complete the self-registration form with accurate personal information. Add your referrer if a member invited you.

  2. Pay the registration fee

    Approve the KCB STK Push on your phone: KSh 200 standard, or KSh 300 when referred.

  3. Activation

    We verify payment and activate your membership profile — usually within a short processing window.

  4. Start saving

    Follow the SMS link to the member app and Member Portal. Regular contributions unlock loan eligibility after six months.

Start Self Registration

Onboarding Contributions

Transparent fees so you know the cost of membership before you pay.